Baccarat
Learn how to play baccarat online
Baccarat is a card game that can be played by 1 to 12 people, not including the dealer, with cards dealt to only two hands of the player and the dealer, respectively, regardless of the number of players at the table. In it you need to bet on the victory of the player, the dealer, or a draw. Now we will tell you how to play baccarat online.
The goal of the game is to get the sum of points equal to 9 or as close as possible to this number. If the result of the distribution is a number greater than 9, then the number of points is reduced by 10, or by a multiple of tens, to get a number less than or equal to 9. Each card gives a certain number of points when counting, cards from 2 to 9 give the corresponding number of points according to their face value, an ace is worth one point, a king, a queen, and a jack are worth zero points.
The order of distribution of cards is strictly defined, and has the following sequence: Player, Banker (dealer), Player, Banker. After the first four cards have been dealt, the further course of the game is determined by the sum of points. If, after the distribution of these two cards, the sum of points of at least one of the hands (the Banker or the Player) is equal to 8 or 9, then a natural victory is declared and the game ends. If the sum of the first two cards of the player is less than 6, then the third card is dealt to him, if this sum is greater than or equal to 6, then the third card is not dealt.
Now, as regards the Banker, if the sum of the two cards of the banker is less than or equal to two, then the third card is dealt to him in any case; if the sum of the banker's cards is 3 and the sum of the player's cards is not 8, then the banker is dealt 3 cards; if the sum of the banker's cards is 4 and the sum of the cards is not equal to zero, one, eight or nine, then the third card is dealt to the banker; if the sum of the banker's cards is 5 and the sum of the player's cards is 4,5,6 or 7, then the third card is dealt to the banker; if the sum of the two cards of the banker is 6 and the sum of the player's cards is 6 or 7, then the third card is dealt to the banker; if the sum of the banker's cards is 7,8 or 9, the third card is not dealt to him. For greater clarity, we have prepared special tables for you.
Player Cards
Sum of two player cards |
Issuance of the third card to the player |
0,1,2,3,4,5 |
Surrender |
6,7 |
Not surrender |
8,9 |
Game ends, natural 8 or 9 |
Dealer's Cards
Sum of two Dealer's cards |
Player's third card |
Delivery of the third card to the Dealer |
0,1,2 |
Any |
Surrender |
3 |
0, 1, 2, 3, 4, 5, 6, 7, 9 |
Surrender |
4 |
2, 3, 4, 5, 6, 7 |
Surrender |
5 |
4, 5, 6, 7 |
Surrender |
6 |
6, 7 |
Surrender |
7 |
Any |
Not Surrender |
8,9 |
Game ends, natural 8 or 9 |
If the first two cards total 8 or 9 to the dealer or player, then 8 or 9 is called natural and the game ends. Below we will show possible scenarios for the final game with natural 8s and 9s. In addition to winning the player or the banker, a draw is also possible.
Sum of two Dealer's cards |
Sum of two Player’s Cards |
Result |
Natural 8 |
0, 1, 2, 3, 4, 5, 6, 7 |
Dealer’s win |
Natural 9 |
Natural 9 |
Draw |
0, 1, 2, 3, 4, 5, 6, 7 |
Natural 8 |
Player’s win |
It is also worth talking about payouts and odds. If a player places a bet on a draw, then such a bet is paid eight times. If the player bets on the player's victory, then the winnings will be 1 to 1, but if the player bets on the banker, the casino will take a five percent commission on winnings and the final odds will be 95:100.
Sometimes, as promotions, casinos lower their own commission to attract players, but usually this does not last very long.
Side Bets in Baccarat
The game of baccarat is already over three hundred years old, and if it did not change, new chips did not appear, then interest in it would have faded long ago. Now we will introduce you to the types of additional bets in baccarat, in all casinos these bets are present in different variations, but none of them have all types, because then a very large table would be needed. At the end of the section there will be a summary table with the types of bets and their payouts, so we advise you to add this page to your favourites so that when you sit down to play at a new casino you can always refresh your memory quickly.
Player Pair - a bet on the fact that the player's first two cards will be the same, the payout is 11:1.
Banker Pair - a bet on the fact that the banker's first two cards will be the same, the payout is 11:1.
Perfect Pair - a bet that the first two cards of the Player or the Banker will be the same and of the same suit, winning 25:1
Either Pair - a bet on the fact that at the first distribution the player and the banker will have the same cards (one for the player, the other for the banker), win 5:1
Small - a bet on the fact that only 4 cards will be dealt, the winnings are 1.5:1
Big - a bet on what will be dealt from 5 to 6 cards, winnings 0.54:1
This was a list of the most common side bets. Now we will briefly describe the rather rare but still occurring side bets in baccarat.
Super 6 - a bet on the fact that the sum of the cards in the banker's hand will be equal to 6, the payoff is 12:1
666 - a bet on the fact that the player and the banker will get three sixes, winning 100:1
Royal match - a bet can be made either on the banker or on the player. If the first two cards are a queen or a king of the same suit, then the payout will be 75:1
Dragon 7 - a bet on the fact that three sevens will fall into the hands of the banker, winning 40:1
Panda 8 - a bet on the fact that three eights will fall into the hands of the player, winning 25:1
All red - a bet that all cards (both the player and the banker) will be red, winning 22:1
All black - a bet that all cards (both the player and the banker) will be black, winning 24:1
Even number of points - a bet on the fact that the sum of the points of the banker and the player will be even, winning 0.92:1
Odd number of points - a bet on the fact that the sum of the points of the banker and the player will be odd, winning 0.91:1
Unlucky eight - the banker or the player loses. Bet that the player/banker will lose with a total of eight points, winning 8:1
Lucky eight - done on a banker or a player. Bet that the player/banker will win with a total of eight points, winning 4:1
Double Eight - a bet on the fact that the sum of the points of the banker and the player is 8, the payoff is 15:1
In order for you to clearly determine which rates are more profitable, we have compiled a table for you.
Bid |
Payout |
Player Pair |
11:1 |
Banker Pair |
11:1 |
Perfect Pair |
25:1 |
Either Pair |
5:1 |
Small |
1,5:1 |
Big |
0.54:1 |
Super 6 |
12:1 |
666 |
100:1 |
Royal match |
75:1 |
Dragon 7 |
40:1 |
Panda 8 |
25:1 |
All reds |
22:1 |
All blacks |
24:1 |
Even number of points |
0,92:1 |
Odd number of points |
0,91:1 |
Unlucky Eight |
8:1 |
lucky eight |
4:1 |
double eight |
15:1 |